| Keyword | CPC | PCC | Volume | Score | Length of keyword |
|---|---|---|---|---|---|
| loan | 0.92 | 0.9 | 5795 | 90 | 4 |
Personal loan rates currently range from around 4% to 36%, depending on the lender, borrower creditworthiness and other factors. While interest rates are not the only costs associated with taking out a loan, it’s important to compare lenders to identify the best personal loan rates available.
What is a personal loan and how does it work?A personal loan is an unsecured, lump-sum loan that is repaid at a fixed rate over a specific period of time. It is a flexible loan because it can be used to consolidate debt, pay off higher-interest credit cards, make home improvements, pay for a wedding or a vacation, buy a boat, RV or make some other big purchase.
What are the repayment terms for an unsecured personal loan?Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 12.99% Annual Percentage Rate (APR), the monthly payment is $438. This example is an estimate only and assumes all payments are made on time. Still have questions? Make an appointment with a banker.
What is a loan calculator?These are loans that are paid off in regular installments over time, with fixed payments covering both the principal amount and interest. Our calculator shows you the total cost of a loan, expressed as the annual percentage rate, or APR. Loan calculators can answer questions and help you make good financial decisions.
