What Is a Collection Agency? - Experian
https://www.experian.com/blogs/ask-experian/what-is-a-collection-agency/
WebJun 20, 2020 · A collection agency is a company used by lenders and creditors to recover funds that are in default or past due. Hearing from a debt collector can be jarring, but might not be a complete surprise. Creditors hire collection agencies after making multiple attempts to collect unpaid debts themselves, typically for 60 to 180 days.
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